MIRROR · Bank Reconciliation

From days to minutes. Bank reconciliation, finally automated.

MIRROR is the intelligent multi-source platform that eliminates suspense items, reconciles your Nostro accounts, vendor payments and accounting entries — with an algorithm built to handle the most complex cases your teams process manually today.

10,000 lines in under 5 min
1-N and N-N matching
SWIFT MT950 / CAMT.053
Complete audit trail
The reality of reconciliation teams today

Manual reconciliation costs more than the error itself.

Every closing day, entire teams spend hours comparing files, cross-referencing incompatible formats and chasing suspense items that should have been resolved the day before. This is not an organisational problem — it is a structural problem that generic tools do not solve.

Every undetected discrepancy lives on.

Manual operations generate frequent errors. Each error creates a suspense item requiring investigation: hours of work to trace a discrepancy that could have been detected algorithmically in seconds.

CSV, SWIFT, ERP, Excel — everything arrives at once.

Managing massive transaction volumes from different systems and formats consumes disproportionate human resources. Manually consolidating data from T24, a SWIFT MT950 statement and a Sage export takes entire working days.

Discrepancies in financial reports that no one can explain.

Data entry errors, omissions and inconsistencies between internal accounts and bank statements undermine the reliability of financial reports. Without line-by-line traceability, justifying them during an audit is impossible.

BCEAO, Basel, IFRS9 — transparency is now mandatory.

Regulators demand traceability and accuracy that manual processes cannot guarantee in a reproducible way. Every statutory closing becomes a retrospective reconstruction exercise.

T24, ERP, SWIFT: three systems, three formats, zero native mapping.

Banks operate with multiple core banking systems (Temenos T24, Flexcube, Amplitude), ERPs and external bank statements. Matching these sources without a dedicated tool is a constant burden for IT and finance teams.

An automated reconciliation solution is not a convenience. It is a necessity to guarantee the reliability, efficiency and regulatory compliance of your financial operations.

A different approach

MIRROR: three guarantees that manual processes cannot deliver.

MIRROR is an intelligent multi-source platform designed specifically for financial institutions. It does not improve manual reconciliation — it replaces it with an algorithmic, traceable and configurable process.

Speed

10,000 lines. Under 5 minutes.

MIRROR processes 10,000 lines of data in under 5 minutes — typically under one minute. What kept your teams busy for hours becomes a background task. Your closing cycles shorten. Your teams focus on analysis, not comparison.

Precision

The complex cases your teams handle manually, MIRROR resolves algorithmically.

MIRROR's algorithm handles 1-N and N-N matching cases, with configurable tolerance on amounts (e.g. ±0.50 MAD) and dates. Partial matching is handled via knapsack optimisation. Result: no complex case goes unresolved for lack of tooling.

Transparency

Every operation is recorded. Every decision is justifiable.

MIRROR maintains a complete audit log covering the entire cycle: file imports, rule application, user actions, reconciliation results. In the event of a BCEAO inspection, Basel audit or IFRS9 closing, traceability is immediately available — not to be reconstructed.

The MIRROR engine

From your multiple sources to reconciled results — automatically.

MIRROR sits between your source systems and your finance teams. The flow is simple. The engine is built for the most demanding cases.

1
Input sources
T24 · Amplitude · Flexcube · SWIFT MT950 · CAMT.053 · CSV · Excel · XML · JSON · SQL
2
MIRROR engine
Tolérance paramétrable · Matching 1-N, N-N · Optimisation knapsack · Règles métier
3
Results
Lignes appariées · Différences identifiées · Suspens résolus · Audit trail · Rapports PDF/Excel/CSV
mirror — gestion des tables
TableCréé parCréé leChamp uniqueActions
Cleardatasystem2026-05-31ref_transactionVoir · ...
Rulesadmin2026-06-01amount + dateVoir · ...
Matchingengine2026-06-02id_matchVoir · ...
3 tables · moteur MIRROR actifEn ligne
Complete coverage

A complete set — from input data to audit reports.

Three functional areas cover the entire reconciliation cycle.

Connect all your sources.

Multi-format import

MIRROR accepts SWIFT MT950, CAMT.053, CSV, Excel, XML, JSON, and connects directly to databases (SQLite, PostgreSQL, Oracle, MySQL, MS-SQL). No manual conversion required.

System integration

Natively integrates with Temenos T24, Sopra Amplitude, Oracle Flexcube, CBS, Sage, MGL and other ERPs. Your existing infrastructure stays in place.

Task history

MIRROR records the history of imported files and processed tasks. Every reconciliation session is searchable, comparable and reproducible.

The algorithm does what humans cannot do at scale.

Configurable tolerance

Configure tolerance on amounts (e.g. ±0.50 MAD) and dates to adapt the process to your business rules. Each institution defines its own thresholds.

Complex 1-N and N-N algorithms

MIRROR handles partial and multi-line matching via the knapsack algorithm. One bank line can be matched against multiple accounting entries — and vice versa.

Business rules

Define your matching rules via an intuitive graphical interface or via custom SQL queries for advanced use cases. No vendor dependency to configure.

Clear results. Complete traceability.

Difference identification

MIRROR automatically identifies unmatched lines and provides detailed explanations for each discrepancy. Your teams know immediately what to investigate — and why.

Complete audit trail

Every operation is recorded: file imports, rule application, user actions, reconciliation results. The audit trail is available at any time, without manual reconstruction.

Advanced reports

Generate reconciliation reports with full traceability. Export in PDF, Excel, CSV and other formats to meet your internal or regulatory distribution requirements.

MIRROR can process 10,000 lines of data in under 5 minutes — typically under one minute.

Concrete applications

Six reconciliation scenarios covered by a single platform.

MIRROR offers complete flexibility to address the various reconciliation needs of financial institutions.

Nostro interbank reconciliation

Reconciliation between core banking entries (Temenos T24) and interbank bank statements (SWIFT MT950, CAMT.053). The most frequent case — and the most time-consuming without a dedicated tool.

General ledger verification

Matching internal accounting entries against bank statements, payment files or other external data sources. Eliminates period-end closing discrepancies.

Cheque matching

Matching issued cheques against bank clearance records. A classic case often handled manually, which MIRROR automates without complex configuration.

Vendor payment verification

Verifying vendor payment records against outgoing bank records. Reduces vendor disputes and duplicate payments.

Suspense item identification and resolution

Identifying and resolving all unmatched transactions to reduce suspense funds. MIRROR flags each unmatched line with an explanation — manual investigation focuses only on what truly warrants attention.

Source A ↔ Source B — without format constraints

Thanks to its multi-source architecture, MIRROR can reconcile data from any source A with data from any source B. If you have a reconciliation need not covered by standard cases, MIRROR adapts.

What MIRROR changes in practice

Measurable benefits for your finance leadership and IT.

What your teams gain every day.

  • Reduced processing time: from several days to minutes per reconciliation cycle.
  • Processing 10,000 lines in under 5 minutes — without manual intervention.
  • Fewer errors through algorithmic detection, replacing visual line-by-line comparison.
  • Your finance teams focus on analysis and decision-making — not file consolidation.

What your institution no longer risks.

  • Strengthened internal controls through line-by-line traceability and a permanent audit trail.
  • Improved data quality: every discrepancy is identified, documented and explainable.
  • Regulatory requirements met: BCEAO, Basel, IFRS9 — the audit log is available without reconstruction.
  • Reduced risk of undetected suspense items and accumulated errors across multiple cycles.

What your institution gains long-term.

  • Rapid deployment thanks to an intuitive interface and an open integration architecture.
  • High adaptability: modular architecture that evolves with your needs and systems.
  • Better decision quality: reconciled, reliable data feeds your management reporting.
  • Accelerated digital transformation of financial operations — without overhauling your existing IT.
Technical flexibility

MIRROR integrates with your infrastructure. Not the other way around.

Adopting MIRROR does not require an overhaul of your information system. The platform is designed to interface with the existing systems of financial institutions.

Deployment modes

ModeDescription
Cloud (SaaS)Hosted and managed by TNA Consulting. Fast time to production.
On-premiseDeployed within your own infrastructure. Data under your control.
SaaS hybrideMixed architecture based on your security and data sovereignty constraints.

Compatible systems (validated integrations)

CategorySystems
Core bankingTemenos T24 · Sopra Amplitude · Oracle Flexcube · CBS
ERP & accountingSage · MGL (module TNA) · autres ERP via connecteur
Statement formatsSWIFT MT950 · CAMT.053
FilesCSV · Excel · XML · JSON
DatabasesSQLite · PostgreSQL · Oracle · MySQL · MS-SQL

MIRROR includes multi-factor authentication (MFA) and role-based access controls. Every session is recorded in the audit log.

Compliance by design

BCEAO, Basel, IFRS9 — traceability is in the product, not in your procedures.

Regulators do not accept approximation. The BCEAO, Basel committees and IFRS9 standards impose transparency, traceability and accuracy that manual processes cannot guarantee in a reproducible way. MIRROR is designed so that compliance is not an additional effort — it is the natural result of a properly automated process.

Permanent audit log

Every operation is recorded without exception: file imports, rule application, user actions, results. The history is accessible at any time, without manual reconstruction.

Line-by-line traceability

Every matched or unmatched line is documented with its status and explanation. In the event of an inspection, justification is immediately available — not to be retrieved from emails or archived Excel files.

Documented and reproducible rules

Business rules defined in MIRROR are versioned, documented and applied identically at every cycle. Two successive closings produce comparable and explainable results.

Take action

Your next reconciliation cycle can take minutes, not days.

Your teams know how much time they spend on reconciliation today. MIRROR gives that time back — replacing manual comparison with an algorithmic engine configured to your business rules. Discover how MIRROR can be tailored to your context in a demonstration session with our teams.

  • Free consultation
  • Demo on your own use cases
  • Cloud, on-premise or hybrid deployment
  • Compatible with SWIFT MT950, T24, Flexcube