TNA Insights
Regulatory insights and core banking expertise.

Why spreadsheets are no longer enough to manage a leasing portfolio
Manual errors, data silos, no audit trail, dependency on a single person: spreadsheets show their limits as soon as a leasing portfolio grows beyond a few dozen contracts.

NPLs, provisions & IFRS 9 in leasing: industrialising credit risk management
Non-performing loan classification, provision calculations, amicable and litigation recovery: how leasing companies can structure their credit risk framework to meet IFRS 9 and local regulatory requirements.

Finance lease, hire purchase, operating lease, Ijara: one engine for the full range of financing products
Finance lease, hire purchase, full operating lease, Ijara, seasonal or indexed instalments: each financing product follows its own rules. How to avoid the one-tool-per-product trap and manage everything from a single configurable engine.

Banking-as-a-Service: a quiet revolution reshaping African finance
Banking-as-a-Service (BaaS) is transforming African finance: non-bank players rely on banking infrastructure via APIs to launch new services.